ZERO APR HUNTER · The War on Interest
Clock sources: U.S. Treasury Fiscal Data (FY2026 gross interest expense $1.36T; net interest $1.05T; Debt to the Penny), BEA via FRED (household interest, 2025), CFPB (credit card interest, 2024). State data: U.S. Census Bureau, Annual Survey of State and Local Government Finances, FY2023.
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