Federal interest this fiscal year: —National debt (Nov 5): $40,556,120,784,983How we count
0% APR deals

Home improvement

Appliances, flooring, HVAC and big projects.

True 0%

BrandOfferVerdictEndsThe fine print
Lowe'sKitchenAid appliances, 36 monthsConfirm before you buy0% APR with equal monthly payments for 36 months on $2,999+Minimum: $2,999True 0%Dec 30, 2026
  • Lowe's everyday 6-month and 12-month plans are deferred interest
  • Standard card APR is above 30%
Verified Oct 30, 2026
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Deferred interest: proceed with caution

BrandOfferVerdictEndsThe fine print
Lowe's12 months on appliances, flooring, HVACConfirm before you buyNo interest if paid in full in 12 months on $299+Minimum: $299Deferred interestOngoing
  • Full interest back to day one if not paid in full
  • Deferred interest: miss the payoff by one dollar and every month of interest comes back
  • No end date published
Verified Nov 3, 2026
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Home DepotStore card, 6 monthsNo interest if paid in full in 6 months on $299+Minimum: $299Deferred interestOngoing
  • Full interest back to day one if not paid in full
  • Deferred interest on all Home Depot consumer card promos
Verified Nov 3, 2026
See offer ↗